Business Insurance

Business Insurance in Alabama

Theft, fire, broken equipment – an unexpected loss can spell financial ruin for any business not adequately prepared. That’s why Hodges Ford Insurance for businesses helps to safeguard your most valuable assets. So you can rest a little easier knowing your business is protected. Whether you are a one location shop or have multiple offices, Hodges Ford Insurance will provide you with the policy that fits your business best.

We insure a variety of businesses, both large and small. Insurance is available to meet the specific needs of most businesses.

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Special Events

Commercial Building Insurance If you are holding a public event like a wedding reception, concerts or a tournament, you need the protection of Special Event Insurance. It protects you from lawsuits, claims made related to bodily injury of others and property damage to rented premise. We offer low cost insurance with superior coverage and support for thousands of events.

Commercial Buildings

Commercial Building Insurance Commercial property insurance helps protect the building your business owns or leases as well as your business personal property, including tools and equipment, inventory and furniture. A commercial property insurance property includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due to a covered loss. Businesses can tailor their coverage to include additional protection like valuable papers and records coverage that can help pay to reproduce important documents, provide temporary storage and move records to avoid a loss.

Business Liability

Business Liability Insurance If a client believes damages are due to a mistake on your part they can sue your company. It is important to protect yourself against this potentially devastating liability. A professional liability policy will cover the cost of defending you or your company in court, not to mention the restitution costs if you’re found at fault.

Commercial Automobiles

Commercial Automobiles Whether you have just a few company vehicles or a full fleet, your commercial auto liability exposure can be one of the most catastrophic risks to a business. Establishing a fleet program, good control measures, and best safety practices all help manage your risk and drive down the cost of commercial auto insurance.

Workers Compensation

Workers Compensation Workers compensation, a type of accident and injury insurance, compensates an employee for lost time, medical expenses, and loss of life or dismemberment from an injury arising out of or in the course of work. How you manage workers compensation can have its advantages. Accident prevention efforts coupled with aggressive claim management practices can reduce the overall costs while affirming your company’s commitment to worker safety.


Bonds Numbers A fidelity bond or surety bond can help protect the interests of your growing business. Hodges Ford Insurance helps businesses secure the lowest-priced bonds. Since the bond is an extension of credit, we analyze your financial standing and business expertise to determine your highest level of surety support available.


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